Blend together cream cheese, milk, crab meat, onion and horseradish. Add salt and pepper. Sprinkle almonds over top. Put in shallow baking dish and bake at 350 degrees for 20 minutes or until lightly browned on top. Serve hot, on crackers or as a dip.
» These hors d'oeuvres may also be served without cooking if desired. If so, add milk to proper consistency for either a spread or a dip.